Homebuyer Education

Learn the buying process, then make your plan with down payment assistance experts.

It’s one of life’s biggest decisions.

Buying a home can be a complex process – and if it’s new to you, you can feel a little lost.

The more you understand, the easier it is to buy with confidence.

Homebuyer Education equips families interested in buying with the knowledge they need to make informed choices. Learn from local housing experts, meet one-on-one with a counselor – and discover homebuying help available for you.

Start with homebuying help from local experts…

Homebuyer Education starts with a course led by local experts: Home inspectors, lenders, realtors, insurance agents and attorneys.

Get insights on topics like:

• Choosing the right home

• Finding financing

• Legal concerns

• Home inspection

• Home insurance

…then get one-on-one homebuying advice.

After you finish the home-buying course, meet with a certified housing counselor to discuss your individual situation and get tailored advice.

Are you ready to move forward? What should happen before you buy? What opportunities might suit you best?

Get a certificate that opens doors.

When you complete Homebuyer Education, you’ll get a certificate verifying your accomplishment.

Many home lenders require this certificate before they’ll lend you money – and it might qualify you for resources like special loans, grants and down payment assistance programs too.

Ready to apply?

To apply now, follow the link at right. You’ll need the following documents on hand:

  • Pay stubs from the past two months

    • If you have your own business: 6 months of monthly Profit and Loss

  • Driver’s license or other government-issued ID

  • Tax returns from the last two years

    • include all pages and make sure page to of form 1040 is signed

    • Include all corresponding W2 forms

  • Bank statements from the last 3 months for all checking and savings accounts

    • 3 Most Current Months ALL pages-NOT STATEMENT HISTORY

  • Credit Report issued in the last 30 days

    • You can pay $30 during the application for us to pull one for you

  • Bankruptcy documents or bankruptcy discharge order, if applicable 

  • Additional income award letters/statements, if applicable, such as:

    • Child support court order/contribution letter 

    • Link/SNAP

    • Social security income statement

    • Pension

    • Unemployment

  • Your most recent loan statements for any of the following that apply:

    • credit cards

    • car loans

    • furniture loans

    • student loans

    • installment loans

If you have an upcoming home closing date, you’ll also need to provide a copy of your loan estimate, your 1002 lender’s application and your real estate contract. Your lender and your real estate agent can provide these documents for you.

We need you.

Aurora’s greatest asset is the people who live here. Empower them - and we all prosper.

To learn how you can help, leave your email in the box at right.