Help for Homeowners

Being a homeowner is an ongoing journey—and those who own homes are not immune to unexpected economic shocks.  We provided resources to eligible homeowners who need to make house repairs and/or are looking to prevent foreclosure.

Download Packet for Assistance with Safety-Related Home Repairs

[Aplicación en español]


The Safety First Program…

is funded in partnership with the City of Aurora through Community Development Block Grant funds in order to address safety issues in the homes of income-eligible homeowners within the city limits of Aurora.

  • Eligible City of Aurora homeowners may receive funding for certain home repairs up to $4,999 in the form of a 3-year forgivable loan to correct emergency or life and safety hazards in their home.For some repairs, up to $5,000 of additional funding may be available in the form of a 0% deferred loan (which is not forgiven after 3 years, but does not need to be paid back until the home is sold or a cash-out re-finance occurs).
  • Eligible repairs include furnace repairs/replacements and other mechanical, electrical and plumbing systems repairs—as well as roof and porch repairs or replacements (See application for a full list).
Safety First Application

Foreclosure Prevention Services…

assist you with foreclosure prevention and intervention. There may be additional options for you if you are an unemployed homeowners or a homeowner who owes more than your home is worth.

What to Know:

  • Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies.
  • You should not have to pay for assistance with delinquent mortgages or avoiding foreclosure.
  • The mortgage lender makes the final decision on approval or denial of foreclosure or mortgage assistance.
  • If you are not making your mortgage payments, try to create a savings to help you be prepared for solutions the bank may offer.
  • Plan and prepare: contact your mortgage lender as soon as you believe you may have financial challenges. You can also contact The Neighbor Project for assistance counseling.
  • Illinois allows homeowners to stay in the property until they have been notified of a Notice of Sale from the county.
  • On average, a Notice of Sale is given after being delinquent on 12–18 payments.
  • Legal help my be available to you. You may quality for assistance from Prairie State Legal Services. Please visit their website or contact 1-888-966-7757.